It cracks at the junction of all 4 pipes together. I bought a Banks torque tube for performance purposes and discovered the 1/2" long crack while putting it on. As it turned out , I needed it anyway. I got 105,000 miles on my 2001 which I just r&r'd the header a month ago , and god only knows how long it has been cracked, since I bought the Jeep brand new off the lot.
Replace it as soon as you can, because you will have not only more power, but it will probably break anyway.
I'll see if I can post a pic of it.