Since I actually run 35's (and a lot of extra weight), I'll chime in.
I went with 4.88's in my D60's because I didn't want to re-gear when I drop in a V8 (yes...someday I will...
)
It's pretty flat here, but I drive the highway everyday...and I use 5th gear everyday.
I usually drop down to 4th at 2500 rpm...regularly cruise at 70-75 mph in 5th....
Would 5.13 be fine, even better? Sure, but with my engine, lift, tires, etc. 4.88's are great....and I wouldn't be buzzing at 5,000 rpm when I drop in a bigger engine.